RSU & Stock Comp Tax Calculator
Estimate the income tax on your vesting RSUs or stock compensation. Enter your other income, the shares vesting and the share price to see the additional tax and your net value.
Your other employment income for the year, after reliefs. The RSU value is taxed on top of this.
Open-market price on the vesting date.
Estimated tax on this vest
$7,800
On a taxable vest value of $50,000
Taxable vest value
$50,000
Effective tax rate
15.6%
On the vest only
Net after tax
$42,200
| Other taxable income | $120,000 |
| + Taxable RSU vest value | $50,000 |
| Tax on income alone | $7,950.00 |
| Tax on income + vest | $15,750.00 |
| Additional tax from the vest | $7,800.00 |
RSUs are taxed as employment income in the year they vest. The open-market value of the shares on the vesting date is added to your other income and taxed at your marginal resident rate — so the vest is effectively taxed at the brackets that sit above your existing income.
Estimates only for a Singapore tax resident. Assumes the vest value stacks on income already after reliefs, ignores any further reliefs/rebates and any employer reporting nuances. Verify with IRAS or a tax adviser.
How RSUs are taxed in Singapore
Restricted Stock Units are a form of employment income, not a capital asset. The taxable event happens at vesting: the open-market value of the shares on the day they vest is added to your salary for that year and taxed at your marginal resident income-tax rate. There is no separate tax when the grant is awarded, and Singapore has no capital-gains tax, so a later sale is generally not taxed again.
Because the vest stacks on top of your existing income, it is taxed at the higher brackets above your current chargeable income — not from zero. That is why the effective rate on a vest is usually higher than your average tax rate. This calculator works it out as the tax on your income with the vest minus the tax without it.
Foreign-currency grants and FX
Many tech RSUs are priced in US dollars. IRAS taxes the SGD equivalent of the vesting-date value, so the calculator converts a USD share price at the prevailing USD/SGD rate. Replace the default rate with the actual rate on your vesting date for a more precise figure, and remember the result is an estimate that excludes any further reliefs, rebates or employer-specific reporting.
Frequently asked questions
When are RSUs taxed in Singapore?
Restricted Stock Units are taxed as employment income in the year they vest. The open-market value of the shares on the vesting date is treated as part of your salary for that year and taxed at your marginal resident income-tax rate — there is no separate capital-gains tax on the grant itself.
How is the tax on my vest calculated?
The vest value (shares × price per share, converted to SGD if priced in a foreign currency) is added on top of your other taxable income. The extra tax is the difference between the tax on your income with the vest and the tax without it, so the vest is taxed at the brackets that sit above your existing income.
My RSUs are priced in US dollars — what value is taxed?
IRAS taxes the SGD equivalent of the open-market value on the vesting date. This calculator converts a USD price using the live USD/SGD rate, which you can override with the actual rate on your vesting date.
Do I pay tax again when I later sell the shares?
Singapore does not tax capital gains, so selling the shares later is generally not taxable. Only the value at vesting is taxed as income. Any dividends received while you hold the shares may be taxable depending on their source.