About SG Finance Tools
SG Finance Tools is a free collection of Singapore personal-finance calculators and plain-English guides. The goal is simple: help everyday Singaporeans make money decisions — about CPF, tax, housing, savings and investing — with clear numbers instead of guesswork, and without paywalls or sign-ups.
What you’ll find here
- 35+ calculators across CPF, tax, property, investing, savings and family — plus one integrated dashboard that runs your salary through CPF, tax, housing and retirement in one go.
- 32 plain-English guides and a finance glossary that explain the concepts behind the numbers.
- Everything is free to use, mobile-friendly, and requires no account.
Accuracy is the whole point
A finance tool is only worth using if its numbers are right. Every figure we use — income-tax brackets and reliefs, CPF rates and limits, stamp duties, property tax — comes from official sources like IRAS, the CPF Board, HDB, MAS and SingStat, and each carries an “as of” date. Calculator logic is tested against official worked examples, our guides are fact-checked against primary sources before publishing, and we update figures when policies change. For the full picture, see our editorial standards.
Your privacy
Every calculation runs entirely in your browser. The salary, balances and other figures you enter are never sent to us or stored on any server. See our Privacy Policy for details.
Who’s behind it
SG Finance Toolsis an independent project, built and maintained in Singapore by a personal-finance enthusiast who was frustrated that many online calculators used outdated rates or weren’t tailored to Singapore. We are not affiliated withany government agency, bank or financial institution, and we don’t sell financial products.
Not financial advice
Our tools and guides are for general information and education only — they are not financial advice and don’t account for your personal circumstances. Always confirm with the official sources and, where it matters, a qualified professional. See our Disclaimer.
Get in touch
Found an error, have feedback, or want a calculator we don’t have yet? We’d love to hear from you — visit Contact Us or suggest a calculator.